What the Hail? For Home Insurers, Getting the Roof Right has Never Been more Important
The Insurance Institute for Business and Home Safety is overseeing the Fortified program, which assesses and scores roof material for durability to a variety of perils.
Higher resolution drone cameras and smarter sensors are bringing greater accuracy to loss exposures.
Good imagery, often matched to claims data from other losses, including auto, can give insurers a more accurate picture of likely losses.
Insurers can mine weather and claims patterns to better assess exposure across geographic regions.
Insurers are moving beyond a reliance on drive-by inspections and self-reporting by insurers to get more accurate and faster assessments of roof vulnerabilities.
