What the Hail? For Home Insurers, Getting the Roof Right has Never Been more Important
Good imagery, often matched to claims data from other losses, including auto, can give insurers a more accurate picture of likely losses.
Insurers can mine weather and claims patterns to better assess exposure across geographic regions.
The Insurance Institute for Business and Home Safety is overseeing the Fortified program, which assesses and scores roof material for durability to a variety of perils.
Artificial intelligence and machine learning are helping insurers to convert images into indicators of likely loss.
Roofs of commercial building tend to be larger, flatter and more exposed to collecting water than those of residential homes.
