What the Hail? For Home Insurers, Getting the Roof Right has Never Been more Important
Roofs of commercial building tend to be larger, flatter and more exposed to collecting water than those of residential homes.
Insurers can mine weather and claims patterns to better assess exposure across geographic regions.
Good imagery, often matched to claims data from other losses, including auto, can give insurers a more accurate picture of likely losses.
Losses from hail are following a volatile, largely upward, path.
Insurers are moving beyond a reliance on drive-by inspections and self-reporting by insurers to get more accurate and faster assessments of roof vulnerabilities.
