What the Hail? For Home Insurers, Getting the Roof Right has Never Been more Important
Losses from hail are following a volatile, largely upward, path.
Insurers are moving beyond a reliance on drive-by inspections and self-reporting by insurers to get more accurate and faster assessments of roof vulnerabilities.
Good imagery, often matched to claims data from other losses, including auto, can give insurers a more accurate picture of likely losses.
New methodologies of roof scoring, based on sensors, cameras and data analytics, are enabling insurers to better compare roof risks across regions.
Artificial intelligence and machine learning are helping insurers to convert images into indicators of likely loss.
