What the Hail? For Home Insurers, Getting the Roof Right has Never Been more Important
New methodologies of roof scoring, based on sensors, cameras and data analytics, are enabling insurers to better compare roof risks across regions.
Losses from hail are following a volatile, largely upward, path.
Good imagery, often matched to claims data from other losses, including auto, can give insurers a more accurate picture of likely losses.
Roofs of commercial building tend to be larger, flatter and more exposed to collecting water than those of residential homes.
Artificial intelligence and machine learning are helping insurers to convert images into indicators of likely loss.
