How the COVID-19 Pandemic Is Changing the Insurance Industry
Homes occupied round-the-clock are less prone to crime, but vulnerable to usage-based problems.
Data from Florida and Arizona reveals surprises.
Insurance shopping rose during the shutdown, particularly for companies not exclusively focused on direct selling.
Like private passenger claims, commercial claims frequency fell early in the shutdowns, but rose more quickly.
When financial concerns rise, insurers that compete on price may get a second look.
