How the COVID-19 Pandemic Is Changing the Insurance Industry
Data from Florida and Arizona reveals surprises.
Homes occupied round-the-clock are less prone to crime, but vulnerable to usage-based problems.
Insurers' rapid responses to the shutdowns via rebates and discounts helped contain price shoppers.
When financial concerns rise, insurers that compete on price may get a second look.
Like private passenger claims, commercial claims frequency fell early in the shutdowns, but rose more quickly.
