What the Hail? For Home Insurers, Getting the Roof Right has Never Been more Important
Higher resolution drone cameras and smarter sensors are bringing greater accuracy to loss exposures.
Satellites, radar and other improving technologies are allowing insurers to assess roofs under a variety of conditions and across time.
Roofs of commercial building tend to be larger, flatter and more exposed to collecting water than those of residential homes.
Good imagery, often matched to claims data from other losses, including auto, can give insurers a more accurate picture of likely losses.
Losses from hail are following a volatile, largely upward, path.