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04. Telematics and California's Consumer Privacy Act

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California's enhanced privacy legislation, which took effect in 2020, requires that those who collect data, such as telematics providers, to make that data available to the person being monitored.

 

09. Telematics Can Be an Important Source for Predictive Analytics

Insurers have spent decades attempting to assess drivers' likely behavior. Nothing tells that story like the data generated by telematic devices.
 

05. Telematics and the Driver vs. Passenger Identity Problem

Because many insurers are adopting telematics programs that operate via smartphones, some telematics providers have learned to interpret data that shows if a person is operating a vehicle or sitting elsewhere.
 

02. A Range of Hardware Choices for Telematics

Telematics is evolving along multiple hardware paths, including fob, apps and even via auto-based wifi.
 

07. Thwarting Telematic Device Manipulators

Some drivers will find ways to provide misleading information, such as turning off systems or moving sensors. Insurers have learned to begin monitoring on a short-term basis, then extend programs only when information patterns fall within expected ra