10. Weather Aside, Homeowners Coverage Can Still Be Risky

05. Effective Uses of Data Come From Partnerships

In order to gain greater access to homeowners' data, insurers must offer insureds benefits such as loss mitigation.

06. Data Sharing is the New Communications Opportunity

Homeowners can be skeptical of insurers' efforts to collect data, but are more receptive when insurers return the fruits of that data as actionable information.

03. New Data Sources Are Increasing the Underwriting Resolution of Homeowners Coverage

New types of data, including aerial photography and activity data, are giving insurers a more complete view of risk.

09. The Promise of Sensors: Longer Reach, New Product Opportunities

Sensors and the data they provide will allow insurers to expand their coverage of less-occupied structures, and spark ideas for new coverage and loss mitigation opportunities.