10. Weather Aside, Homeowners Coverage Can Still Be Risky

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Non-weather-related water damage patterns vary by region, as do claims from theft.

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09. The Promise of Sensors: Longer Reach, New Product Opportunities

Sensors and the data they provide will allow insurers to expand their coverage of less-occupied structures, and spark ideas for new coverage and loss mitigation opportunities.
 

08. Water Damage Takes Its Toll

Some trends are favorable for homeowners insurers, but not all.

 

02. Underwriting Data Expands Beyond the Four Walls

Auto insurers were the earliest adopters of data analytics, but homeowner carriers are quickly catching up.
 

04. Automated Data Collection Brings the Most Value

New ways of gathering and processing data is allowing insurers to go beyond one-off decisions.

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