07. Catastrophes Account for a Larger Share of Homeowners' Claims

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Recent years have seen a larger share of catastrophe-related homeowner losses, making preparedness a key tasks for insureds and carriers.

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02. Underwriting Data Expands Beyond the Four Walls

Auto insurers were the earliest adopters of data analytics, but homeowner carriers are quickly catching up.
 

10. Weather Aside, Homeowners Coverage Can Still Be Risky

Non-weather-related water damage patterns vary by region, as do claims from theft.
 

04. Automated Data Collection Brings the Most Value

New ways of gathering and processing data is allowing insurers to go beyond one-off decisions.

 

03. New Data Sources Are Increasing the Underwriting Resolution of Homeowners Coverage

New types of data, including aerial photography and activity data, are giving insurers a more complete view of risk.
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