04. Automated Data Collection Brings the Most Value

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New ways of gathering and processing data is allowing insurers to go beyond one-off decisions.

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08. Water Damage Takes Its Toll

Some trends are favorable for homeowners insurers, but not all.

 

09. The Promise of Sensors: Longer Reach, New Product Opportunities

Sensors and the data they provide will allow insurers to expand their coverage of less-occupied structures, and spark ideas for new coverage and loss mitigation opportunities.
 

10. Weather Aside, Homeowners Coverage Can Still Be Risky

Non-weather-related water damage patterns vary by region, as do claims from theft.
 

03. New Data Sources Are Increasing the Underwriting Resolution of Homeowners Coverage

New types of data, including aerial photography and activity data, are giving insurers a more complete view of risk.
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