04. Automated Data Collection Brings the Most Value

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New ways of gathering and processing data is allowing insurers to go beyond one-off decisions.

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09. The Promise of Sensors: Longer Reach, New Product Opportunities

Sensors and the data they provide will allow insurers to expand their coverage of less-occupied structures, and spark ideas for new coverage and loss mitigation opportunities.
 

10. Weather Aside, Homeowners Coverage Can Still Be Risky

Non-weather-related water damage patterns vary by region, as do claims from theft.
 

07. Catastrophes Account for a Larger Share of Homeowners' Claims

Recent years have seen a larger share of catastrophe-related homeowner losses, making preparedness a key tasks for insureds and carriers.
 

08. Water Damage Takes Its Toll

Some trends are favorable for homeowners insurers, but not all.

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