Authors of the 2019 LexisNexis Home Trends Report examine trends by peril and developments in underwriting, claims, expense management, technology and other factors important to homeowners writers.
Younger homeowners have shown some surprising changes in frequency of shopping for homeowners insurance.
Sensors and the data they provide will allow insurers to expand their coverage of less-occupied structures, and spark ideas for new coverage and loss mitigation opportunities.
In order to gain greater access to homeowners' data, insurers must offer insureds benefits such as loss mitigation.
Non-weather-related water damage patterns vary by region, as do claims from theft.
Recent years have seen a larger share of catastrophe-related homeowner losses, making preparedness a key tasks for insureds and carriers.