05. Effective Uses of Data Come From Partnerships

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In order to gain greater access to homeowners' data, insurers must offer insureds benefits such as loss mitigation.

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02. Underwriting Data Expands Beyond the Four Walls

Auto insurers were the earliest adopters of data analytics, but homeowner carriers are quickly catching up.
 

10. Weather Aside, Homeowners Coverage Can Still Be Risky

Non-weather-related water damage patterns vary by region, as do claims from theft.
 

03. New Data Sources Are Increasing the Underwriting Resolution of Homeowners Coverage

New types of data, including aerial photography and activity data, are giving insurers a more complete view of risk.
 

09. The Promise of Sensors: Longer Reach, New Product Opportunities

Sensors and the data they provide will allow insurers to expand their coverage of less-occupied structures, and spark ideas for new coverage and loss mitigation opportunities.
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